Does Medicare cover Michigan motorcycle accidents?

An injured Michigan motorcyclist on Medicare first looks to other potential sources to pay his or her medical bills.  


If an insured ‘motor vehicle’ (car, truck or van) is involved in the crash, that No-Fault insurance company is responsible for paying the medical bills of the motorcyclist up to the amount of PIP Medical coverage its insured chose for that policy.  


An uninsured owner and operator of a motorcycle is not entitled to no-fault benefits.  Medicare will pay the medical bills in this situation.  However, he or she may still have a negligence case against the at-fault driver.  But, if you collect money in a negligence case for your pain-and-suffering or other available damages, you must reimburse Medicare for what it paid.


In motorcycle accident cases where there is no motor vehicle involved, Medicare will pay the medical bills.  


Answer: Yes, in some situations Medicare will pay medical bills from a Michigan motorcycle injury accident.  However, if there is another source of payment, that other source should pay first.  Medicare has a lien on any injury proceeds you may be entitled to and the Medicare payments have to be reimbursed; this is not the case if No-Fault insurance paid.