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When Does a Michigan Motorcyclist Qualify for No-Fault Benefits?

Author: Jason Waechter | Date: April 26, 2025 | Category: MC Legal Minute


The Motorcycle Legal Minute™ was created by Jason Waechter, THE Motorcycle Lawyer, to explain Michigan’s motorcycle law in a short and easy to understand way.

When is a Michigan motorcyclist entitled to No-Fault benefits? Which includes payment for wage loss and medical bills. For anyone on a motorcycle to get no-fault benefits a ‘motor vehicle’ must be ‘involved’ in the crash.

A ‘motor vehicle’ basically means a car truck or van. ‘Involved’ means actively contribute to the crash and was in close proximity. Often, people have a misconception that contact between the motor vehicle and the motorcycle is required; it is not.

Think of all the crashes that do not involve motor vehicles? A wreck from a pothole, a deer, loose gravel, or a crash between two motorcycles. In these examples there is no car truck or van involved and therefore no no-fault benefits will be paid.

There is a huge exclusion for a motorcyclist from receiving No-Fault benefits. If you are the owner and operator of an uninsured motorcycle you are excluded from No-Fault benefits. This could cost you hundreds of thousands of dollars and wage loss. Make sure you insure your motorcycle and it does not lapse.

See our eBook: Michigan Motorcycle No-Fault & PIP Medical Choice Guide
See our eBook: Recommended Motorcycle Insurance Guide
See our eBook: 5 Secrets to Maximize Your Michigan Motorcycle Accident Case
See our eBook: Michigan Motorcycle Accident Tips After a Crash
See our eBook: The 3 Claims a Motorcyclist has After a Crash
See our eBook: How to File a Pothole Claim
See our eBook: Michigan Motorcycle Wrongful Death Guide
See our eBook: Motorcycle Road Defect & Negligent Road Construction Guide
See our eBook: 7 Ways Michigan Motorcyclist Get Shafted Under the Law
See our eBook: Michigan’s Helmet Law Guide
See our eBook: The MCCA Legal Guide

eBooks are located on this website under RESOURCES.

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